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中国人民银行发文称,经国务院批准,中国央行决定,自2013年7月20日起全面放开金融机构贷款利率管制。此举引来各方关注,评价和解读多为积极。被视为利率市场化进程又向前迈进了一步。此项改革对银行业意味着什么?一种观点认为,从长远来看,利率市场化将会对中国银行业经营模式、风险管理、定价能力等多方面带来挑战。请看本栏目文章《利率市场化对中国银行
The People’s Bank of China issued a document saying that with the approval of the State Council, the People’s Bank of China decided that the interest rate controls on lending of financial institutions should be fully liberalized from July 20, The move drew attention from all parties, and most of the evaluations and interpretations were positive. Be regarded as another step in the marketization of interest rates. What does this reform mean for the banking sector? One view is that in the long run, marketization of interest rates will pose challenges to China’s banking business model, risk management and pricing power. See this column article "Rate Marketization on Bank of China