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近年来,我国民营经济迅猛发展,成为推动经济社会发展的重要力量。但民营企业财产保险却没有相应得到发展,原因是多方面的,主要有民营企业自身存在的问题影响了保险的供给和需求;保险公司支持民营企业发展中自身存在的不足。保险公司要充分认识到发展我国民营企业财产保险的重要意义;研究、开发民营企业财产风险评估模型;提高自身的业务管理技术水平;加强宣传,引导民营企业认识和理解保险的相关知识;业务内容要从单纯的物质保障逐步发展为对民营企业的全面风险管理。
In recent years, the rapid development of China’s private economy has become an important force in promoting economic and social development. However, the private property insurance has not been correspondingly developed, due to many reasons, mainly the problems existing in private enterprises have affected the supply and demand of insurance; and insurance companies support their own shortcomings in the development of private enterprises. Insurance companies should fully realize the importance of developing property insurance for private enterprises in China; research and develop the model of property risk assessment of private enterprises; improve their business management skills; strengthen publicity and guide private enterprises to understand and understand insurance related knowledge; business content From a simple material security gradually developed into a comprehensive risk management of private enterprises.