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海上保险合同,根据《海商法》第216条的规定,是指“保险人按照约定,对被保险人遭受保险事故造成保险标的的损失和产生的责任负责赔偿,而由被保险人支付保险费的合同。前款所称保险事故,是指保险人与被保险人约定的任何海上事故,包括与海上航行有关的发生于内河或陆上的事故。”海上保险合同的形式指的是海上保险合同的表现方式,而其中所载明的双方约定的内容即是海上保险合同的内容。本文将通过对中国《保险法》,《海商法》条文的解读,以及与英国相关法律的比较,阐述海上保险合同是否具有法定形式,以及海上保险合同的内容中法定部分与当事人自己约定部分等相关问题。
According to Article 216 of the Maritime Code, a marine insurance contract means that “the insurer is responsible for indemnifying the insured against the loss and liability arising out of the subject matter insured by the insured in accordance with the contract, An insurance accident referred to in the preceding paragraph means any marine accident agreed upon by the insurer and the insured, including an accident occurring inland or on land in connection with the maritime navigation. ”The form of a contract of marine insurance means The performance of a contract of maritime insurance, the content of which is stipulated by both parties, is the content of a contract of insurance of a sea. This article will explain China’s “Insurance Law”, “Maritime Code” interpretation of the provisions, as well as with the relevant laws in the UK to elaborate whether the statutory form of marine insurance contracts, as well as the contents of the marine insurance contract statutory part and the parties themselves agreed part problem.