保险业风险管理服务的新变化风险管理与保障是保险的基本功能。近年来,保险业积极探索为经济社会提供全方位的风险管理服务,取得了良好成效。随着保险在经济社会中的覆盖面和渗透率不断扩大提高, New Changes in Insurance Risk Management Services Risk management and protection are the basic functions of insurance. In recent years, the insurance industry has actively explored to provide a full range of risk management services for the economy and society and achieved good results. As the coverage and penetration of insurance in the economy and society continue to expand and increase,