经济决定金融,金融反作用于经济。中部六省安徽、湖北、河南、湖南、江西、山西,作为我国重要的农业生产基地,是全国农业人口最集中,“三农”问题比较突出、金融发展比较滞后的地区,完善农村金融体系有利于支持农村经济发展。本文指出了中部地区农村金融发展过程中存在的问题,针对问题提出了对策,并对构建健全的农村金融体系提出了创新措施。 Economic decision financial, financial reaction to the economy. As the important agricultural production base of our country, Anhui, Hubei, Henan, Hunan, Jiangxi and Shanxi in the six central regions are the areas where the agricultural population is the most concentrated in the country, the problems of “agriculture, rural areas and farmers” are prominent and the financial development lags behind. The rural finance System is conducive to supporting rural economic development. This paper points out the problems existing in the process of rural financial development in the central region, puts forward some countermeasures in response to the problems and puts forward some innovative measures to build a sound rural financial system.