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读者问:我国农村已开始推行养老保险,请问,如果参保人在60岁之前因病或其他原因死亡,养老保险金该怎样处理?律师解答:根据《社会保险法》相关规定,参加基本养老保险的个人,因病或者非因工死亡的,其遗属可以领取丧葬补助金和抚恤金;在未达到法定退休年龄时因病或者非因工致残完全丧失劳动能力的,可以领取病残津贴。所需资金从基本养老保险基金中支付。(据《法制周报》)
Readers asked: In rural China, pension insurance has already started. If the insured dies before the age of 60 due to illness or other reasons, how should the pension insurance be treated? Answer: According to the relevant provisions of the “Social Insurance Law,” participating in the basic old-age insurance , Whose survivors can receive funeral benefits and pensions if they are sick or who are not working died, and who are unable to work due to illness or non-work-related disability when the legal retirement age is not reached, they can receive sickness allowance. Required funds are paid from the basic pension fund. (According to “Legal Weekly”)