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现代社会,如何突破“贫困再生产”怪圈,帮助贫困人群“跳出”经济和社会的恶性循环是摆在各国政府面前的一道难题。国际经验证明,解决这个问题行之有效的方法就是向贫困群体提供金融支持。在众多的扶贫措施中,公益性小额信贷被公认为最有效的手段之一。本文以中国苏北乡村LK互助社十年的民生改善经验为研究案例,通过四位一体的外在架构,分析了社会资本与公益性小额信贷之间的共生关系。
In modern society, how to break through the vicious circle of “poverty reproduction” and help the poor “jump out of” the vicious circle of economy and society is a difficult task for all governments. International experience shows that an effective solution to this problem is to provide financial support to the poor. Among the many poverty alleviation measures, public welfare microfinance is recognized as one of the most effective means. This article takes the experience of improving livelihood of LK Mutual Aid for ten years in rural areas of northern Jiangsu as a case study and analyzes the symbiotic relationship between social capital and public welfare microcredit through the four in one external framework.