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语音识别尤其是电话语音识别技术得到了广泛的应用．介绍了用 Ｄｉａｌｏｇｉｃ卡采集电话语音，并且采用 ＨＭＭ算法框架实现语音识别器，构建一个实用的银行语音服务系统．最后给出了该系统的测试结果．
Speech recognition, especially telephone speech recognition technology has been widely used. Introduces the use of Dialogic card to collect telephone voice, and the use of HMM algorithm framework for speech recognizer, to build a practical banking voice service system. Finally, the system test results are given.