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本文运用多元回归分析法发现,战略引资显著提高我国商业银行的规模效率、技术效率、总效率和财务绩效;引资以后商业银行的规模效率、技术效率和总效率的绩效敏感性显著为正,说明战略引资能够全面提高银行经济效率,进而提升银行财务绩效;15家上市商业银行的规模效率、技术效率和总效率的绩效敏感性在引资前后没有显著差异,而非上市银行引资后的规模效率、技术效率和总效率绩效敏感性显著高于引资以前。本文研究在一定程度上验证了战略引资决策的正确性,但是也证明商业银行战略引资后果的非均衡性。
This paper uses multiple regression analysis found that strategic investment significantly increase the scale of China’s commercial banks efficiency, technical efficiency, total efficiency and financial performance; commercial banks after the scale of efficiency, technical efficiency and overall efficiency of the performance of the sensitivity is significantly positive, that Strategic introduction of capital can improve the bank’s economic efficiency in an all-round way, and then enhance the bank’s financial performance. There is no significant difference in the performance sensitivity of the 15 listed commercial banks before and after the introduction of capitalization, but not the scale efficiency of the listed banks, Technical efficiency and overall efficiency performance sensitivity was significantly higher than before the introduction of capital. This study verifies the correctness of strategic investment decision-making to a certain extent, but also proves the non-equilibrium of commercial bank strategic investment result.