随着时间的推移,农村保险并未像人们想象的那样红火,路子越走越窄,阻力越来越大,业务人员几次、十几次甚至几十次下基层宣传动员,几乎到了乞求的地步,仍然无济于事.1997年,某市29个乡镇仅有3个投保,投保率不足10%.农村保险严重滞后于农村经济的发展,既有自身的原因,也有社会的原因. With the passage of time, rural insurance was not as prosperous as people imagined. The path became narrower and narrower and the resistance increased. Several times or more than a dozen or so times the grassroots propaganda and mobilization was carried out by business personnel, almost to beg for help Only three of the 29 townships in a certain city were insured in 1997, and the insured rate is less than 10%. Rural insurance lags far behind the development of the rural economy, both for its own reasons and for social reasons.