论文部分内容阅读
舒兰农村商业银行(以下简称农商行)2011年各类贷款余额16.20亿元,农户贷款占比75%。在过去,由于受到传统经营模式的束缚和影响,农户贷款管理存在着诸多弊端,不但降低了信贷资产质量,而且了弱化了“三农”服务水平。为有效解决这些问题,舒兰农商
Shulan Rural Commercial Bank (hereinafter referred to as Rural Commercial Bank) 2011 various types of loans balance of 1.6200 billion yuan, farmer loans accounted for 75%. In the past, due to the shackles and the influence of the traditional business model, there were many drawbacks in the management of peasant household loans, which not only lowered the quality of credit assets but also weakened the service level of “agriculture, rural areas and farmers”. To effectively solve these problems, Shulan farmers