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产融结合是指实业企业通过新设、并购、参股等方式对金融企业进行资金、业务、人事等方面的介入和融合。近年来,产融结合在我国发展较快,既有其合理动因和客观条件,也蕴含一定的风险因素。山西省产融结合有一定发展,我们从辖区金融机构股东构成的角度对此进行了调查,并作出基本评价。
The combination of industry and finance refers to the intervention and integration of industrial enterprises in financial, business and personnel matters through new establishment, mergers and acquisitions, shares participation and other means. In recent years, the combination of industry and finance has developed rapidly in our country, both with reasonable motives and objective conditions as well as certain risk factors. There is a certain development in the combination of industry and finance in Shanxi Province. We conducted a survey from the perspective of the shareholders of the financial institutions in the jurisdiction and made a basic assessment.