2004年初,兰溪市农村信用联社全面推出了以“四包一挂”为内容的支农服务机制,“四包一挂”是指信贷员包支农资金组织、包农贷发放、包农贷管理、包农贷收回,并与信贷员薪酬收入相挂钩。“四包一挂”的推出,极大地激发了信贷人员的支农积极性和主动性,较大程度地满足了农民的需 In early 2004, Lanxi Rural Credit Cooperatives launched a comprehensive support service mechanism with “four guarantees and one connection” as its content. The “four guarantees and one connection” Loan management, including the recovery of agricultural loans, and loan officers and paid income linked. The launch of “Four Guarantees and One Hundreds of Guarantees” greatly stimulated the enthusiasm and initiative of credit officers in supporting agriculture and largely satisfied the needs of peasants