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我国在2011年制定了移动支付的标准,之后移动支付就迎来了高速的发展。现在移动支付已经走进了我们的生活,使我们的生活更加方便。但是移动网络传输数据方式的缺陷,使得对通信数据的截取成为可能,并且当有大量用户同时使用移动支付时,系统终端的处理能力也有很大的局限性。由于以上缺陷的存在,移动支付的安全性引起了人们的注意。文章简要介绍了移动支付产生的背景,移动支付实现的方式以及安全策略。
China set a standard for mobile payment in 2011, after which mobile payment ushered in rapid development. Now mobile payment has come into our lives, making our life more convenient. However, the shortcomings of mobile network transmission data make it possible to intercept communication data. And when a large number of users use mobile payment at the same time, the processing ability of the system terminal also has a great limitation. Due to the above defects, the safety of mobile payment has drawn people’s attention. The article briefly introduces the background of mobile payment, the way of mobile payment and the security strategy.