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新型农村合作医疗制度的推行是党和国家的一项惠民政策,但是在实施过程中产生道德风险行为,严重地制约了政策效果的发挥。本文论述了新农合“三方”中的监管方的道德风险的的表现形式、形成原因,并就如何防范监管方的道德风险行为产生,提出了一些措施、对策,以达到确保新农合基金安全稳定运行,促进新农合长效发展,切实解决农民“因病致贫”、“因病返贫”问题的目的。
The implementation of the new rural cooperative medical system is a Huimin policy by the party and the state. However, the moral hazard in the implementation process severely restricts the effectiveness of the policy. This paper discusses the forms and causes of the moral risk of the regulator in NRCMS and the “Tripartite”, and puts forward some measures and countermeasures on how to prevent the ethical risk behaviors of the regulator. In order to ensure the new farmers The Fund will operate in a safe and stable manner to promote the long-term development of NCMS and effectively solve the problem of peasants “becoming sick due to illness” and “returning to poverty due to illness”.