论文部分内容阅读
农民工是我国非常特殊的一个群体。珠三角等地区农民工大量聚集的地区,历年的“退保潮”引起人们对这个特殊群体养老难题的思考。本文从农民工自身角度出发,在深入分析的基础上,发现城镇职工养老保险的理念在现阶段与其观念、收支状况等并不契合,拒绝参保和退保都是农民工根据自身实际情况而做出的理性行为。因此,目前阶段,强制农民工参保是不适合的,而应该从建立灵活缴费机制和完善转接制度入手,鼓励、吸引农民工参保,最终达到农民工愿意主动参与并能从中获益的良好局面。
Migrant workers are a very special group in our country. Pearl River Delta and other regions of large numbers of migrant workers gathered in the area over the years “surrender tide ” caused people to think about the pension problems of this special group. Based on in-depth analysis, this paper finds out that the concept of pension insurance for urban workers does not fit with the concept of income and expenditure and other conditions at present. Refusing to accept or surrender the insurance is based on the actual situation of migrant workers And make rational behavior. Therefore, at present, it is not suitable to force peasant workers to take out insurance. Instead, it should start from setting up a flexible payment mechanism and improving the system of transfer, encourage and attract peasant workers to take care of insurance, and finally achieve the benefits that migrant workers are willing to participate actively and benefit from Good situation.