如何收回超过诉讼时效的贷款赵元银诉讼时效是提起有效诉讼的时间范围，是权利人请求人民法院依强制程序保护其合法权益而提起诉讼的法定有效期限。但在具体操作过程中，金融界对此规定的认识难得统一。尤其是对一些超过诉讼时效的贷款存在着种种误解，以致不敢大胆地放手... How to Recover the Loan Exceeding the Limitation of Proceedings Zhao Yuan-yin The limitation of lawsuit is the time limit for bringing an effective lawsuit. It is the statutory effective period for the obligee to request the people’s court to initiate a lawsuit in accordance with the mandatory procedure to protect its lawful rights and interests. However, in the specific operation process, the financial community has a rare uniform understanding of this provision. Especially for some loans over the statute of limitations there are all kinds of misunderstandings, so afraid to let go boldly ...