近几年,各地城市化及房地产市场的持续快速发展,部分地区出现了投机购房过热现象,房价涨幅远超居民收入增幅。“房价高、住房难”广为诟病。购房过热的原因比较复杂,主要由市场供求关系、住房被放大的资本属性与人们心理预期等因素决定。比如城市居民婚嫁、改善、回迁等住房刚性需求进入高峰期,而我国住房供应 In recent years, the urbanization and the real estate market in various places have witnessed a sustained and rapid development. In some areas, overheating of speculative purchases has occurred. The price increases far outnumber those of residents. “High prices, housing difficult ” is widely criticized. The reasons for the overheating of houses are rather complicated, which are mainly determined by the relationship between supply and demand in the market, the capital nature of housing being enlarged, and people’s psychological expectations. For example, urban residents marry, improve, move back to housing and other rigid demand into the peak period, while China’s housing supply