论文部分内容阅读
基因图谱组的绘制完成为基因技术造福人类开辟了无限广阔的美好前景。人身保险中健康险和寿险的经营与基因图谱组有关。基因图谱组对人身保险业的现实冲击和挑战表现在 :基因图谱组引发的隐私权争议冲击人身保险业 ;基因技术带来的风险变化冲击人身保险业经营数理基础 ;基因技术延长人类寿命导致人身保险业格局改变。基因图谱组的发展将使未来的保险形态、保险公司的经营模式、保险产品等发生巨大变化 ,将对政府的配套法律法规的建立提出新的要求。保险人应积极应对这一变化 ,调整自己的经营机制和经营格局 ,并与社会各部门紧密配合。只有这样才能在竞争中立于不败之地
The completion of the mapping of gene sets opens up an infinitely bright future for gene technology to benefit human beings. Life insurance Health insurance and life insurance business and genetic map group. Gene mapping group of the actual impact and the life insurance industry performance in the: Genomics group triggered a privacy dispute impact on life insurance industry; genetic technology risk changes impact the life insurance business management mathematical basis; gene technology to extend human life led to the body Changes in the insurance industry. The development of the genomics group will make great changes in the insurance form, the insurance company’s business model and insurance products in the future, and will put forward new requirements on the establishment of supporting laws and regulations of the government. The insurer should actively respond to this change, adjust its own operating mechanism and business pattern, and work closely with all social sectors. Only in this way can be invincible in the competition