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中小企业金融服务竞争趋势已经凸显,银行业金融机构仍然是中小企业金融服务主流渠道,为此,商业银行逐渐开启了中小企业业务的战略转型,将中小企业业务列入其战略发展目标之一。商业银行要实现中小企业金融服务的战略转型,在发展思路上要着力打造有战略、有组织、有制度、有产品、有服务的中小企业金融服务体系。
The competitive trend of SME financial services has been highlighted. The banking financial institutions are still the mainstream channels of financial services for SMEs. Therefore, commercial banks have gradually started the strategic transformation of SME business and listed SMEs in their strategic development goals. In order to realize the strategic transformation of financial services for SMEs, commercial banks should strive to create a financial service system for SMEs that is strategic, well-organized, well-regulated, well-equipped and serviced.