论文部分内容阅读
编者按:截至2011年4月,A股全部16家上市银行均公布了2011年度报告。2011年,央行推行稳健的货币政策,3次加息、6次提高存款准备金率,一时间流动性极为紧张,但这很大程度上提升了银行的议价能力,直接增加了银行的利息收入,净利润继续保持高速增长。与此同时,上市银行的非利息收入也得以持续增长,对营业收入的贡献持续提高。此外,上市银行的资本充足率得到改善,资产结构与资产质量也保持在很高的水准。总体来说,各家银行的年报精彩纷呈,体现了各银行良好的业绩和经营特色,反映了各银行的发展历程及银行业的总体走势。希望各上市银行能够继续保持这种良好的发展势头,呈现一个更加精彩的2012。
Editor’s Note: As of April 2011, all 16 listed A-share listed banks have released their 2011 annual reports. In 2011, the central bank launched a robust monetary policy, raising interest rates three times and raising the deposit reserve ratio six times. It was extremely tense for a time. However, this greatly enhanced the bank’s bargaining power and directly increased the bank’s interest income , Net profit continued to maintain rapid growth. At the same time, the non-interest income of listed banks also continued to grow, and their contribution to operating income continued to increase. In addition, the capital adequacy ratio of listed banks has been improved. The asset structure and asset quality have also been maintained at a high level. Overall, the annual reports of various banks are colorful and reflect the good performance and operating characteristics of each bank, reflecting the development history of the banks and the general trend of the banking industry. Hope that all listed banks can continue to maintain this good momentum of development, showing a more exciting 2012.