本文论述了传统支付中的现金支付方式、票据支付方式、信用卡支付方式、以及电子支付方式中的网银、移动、第三方支付方式的概念及其特点,通过介绍网银支付的普遍性而注意到网银支付网站本身的安全性、交易信息在商家、消费者与银行之间传递的安全性,并且针对以上两个安全问题提出解决方案。 This article discusses the traditional payment of cash payment methods, bill payment methods, credit card payment methods, and electronic payment methods of online banking, mobile, third-party payment methods and their characteristics, by introducing the universality of online banking and pay attention to the online banking Pay for the security of the site itself, the security of transactional information passing between businesses, consumers and banks, and propose solutions to both of these security issues.