自2015年以来,我国经济下行压力加大,乌海市银行业金融机构信贷增速持续下滑,与全国、全区总体趋势形成鲜明对比。人民银行乌海中支针对当前这一现象深入政府相关部门、银行、企业开展调研,充分挖掘信贷供给下降现象中存在的资金供需矛盾,进一步分析矛盾产生的原因,并提出相关对策建议。 Since 2015, the downward pressure on China’s economy has increased. The credit growth of banking financial institutions in Wuhai has been declining steadily, in stark contrast with the general trend of the whole country and the whole region. In response to the current phenomenon, the People’s Bank of China branch Wuhai conducted in-depth investigations and studies on relevant government departments, banks and enterprises to fully tap the contradiction between supply and demand of funds in the drop of credit supply and further analyzed the causes of the contradictions and proposed relevant countermeasures and suggestions.