江苏省大丰市个体私营经济快速发展的过程中，金融起到了积极的助推作用，但与个体私营经济发展需求和其对地方经济的贡献相比，金融支持力度明显不足，个体私营企业“贷款难”的问题一直是制约其快速发展的瓶颈。一是信贷投入比例低。据统计，今年１—８月份，我市年产值在５ In the course of the rapid development of individual and private economy in Dafeng City, Jiangsu Province, finance has played a positive role in boosting the economy. However, compared with the demand for private and private economy and its contribution to the local economy, financial support is obviously insufficient, and private and private enterprises’ The problem of “difficult loans” has always been the bottleneck restricting its rapid development. First, the proportion of credit is low. According to statistics, from January to August this year, the city’s annual output value at 5