论文部分内容阅读
有人计算过这样一笔账:到2025年,中国汽车市场可能达到1500万辆的水平,按照每辆车平均10万元计算,中国汽车市场的销售额至少会达到15000亿元。在国外,平均信贷购车的比例是总销售量的70%,而中国目前只有不到20%,即使届时中国信贷购车的比例只有国外平均水平的一半,但汽车金融业也将有大规模的市场容量。因此,未来汽车金融被市场称为是—项“远比造车更为有利可图的事业”。
Someone has calculated such an account: By 2025, China’s auto market may reach the level of 15 million vehicles, according to an average of 100,000 yuan per vehicle, the Chinese auto market sales will reach at least 1.5 trillion yuan. In other countries, the average credit car purchase ratio is 70% of the total sales while China currently only has less than 20%. Even though the proportion of China’s credit car purchases will be only half of the foreign average, the auto finance industry will also have a large-scale market capacity. Therefore, the future of automotive finance by the market is called - “far more profitable than making cars ”.