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中小微企业融资难问题的解决需要通过外在环境推动,其中政府在抚育和孵化过程中应起到重要作用。文章通过三个方面:融资支持、税收、行政服务与收费,构建政府针对中小微企业服务的指标体系,运用实证调研数据与二元logistic模型,证明政府服务可以有效提升企业融资水平,并提出相应的建议,为解决中小微企业融资难提供参考。
The solution to the financing difficulty of small and medium-sized enterprises needs to be promoted through the external environment, in which the government should play an important role in tending and incubation. The article has three aspects: financing support, taxation, administrative service and fee collection, constructing the index system of government service to small and medium-sized enterprises, using empirical research data and binary logistic model to prove that government service can effectively raise the level of corporate financing and put forward the corresponding Proposal, to provide a reference for solving the financing difficulty of small and medium-sized micro-enterprises.