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小额信贷保险,作为银行与保险公司首次合作而推出的一项新型信贷保险品种,能有效防控和转移银行金融机构的放贷风险,解决农民、中小企业贷款难的问题,这样一个“三方共赢”的好产品从诞生之日起就理应受到各方的欢迎。
As a new type of credit insurance launched by the first cooperation between banks and insurance companies, microcredit insurance can effectively prevent and control the lending risk of bank financial institutions and solve the problem of difficulties of loans to farmers and small and medium-sized enterprises. Such a “three-party Win-win ”good products from the date of birth should be welcomed by all parties.