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80年代的中后期,美国的汽车保险收费大幅度上涨,仅仅是在1984到1989年间,物价上涨的年平均值是3.5%,而汽车投保费用的增长则急剧上升达到9%,超出物价上涨年平均值一倍以上。其中又以新泽西州面临的汽车保险问题最为严重。新泽西州具有两个特点:一是当地人口密度居全国之首,该州拥有美国25个最大城市中的9个,这样的环境必然更加易于引发交通事故,保险费用也因此居高不下。
In the mid-to-late 1980s, auto insurance premiums in the United States rose sharply. Only in 1984 and 1989 did the average annual price increase come in at 3.5%, while the auto insurance expense rose sharply to 9%, surpassing the price rise year More than double the average. Among them, New Jersey faces the most serious car insurance problem. New Jersey has two characteristics: First, the population density of the country ranks first in the country, the state has 25 of the 25 largest cities in the United States, such an environment will inevitably lead to more traffic accidents, insurance costs so high.