中国近代历史上 ,晋商的崛起和山西票号的发展写下了浓重一笔。它们在经营模式上创造了“分号制”和“联号制” ,运营方式上 ,使经营资本与货币资本混合生长 ,创造了“经理负责制”和“人身顶股制”等等 ,这对现在中资保险公司股份制改造和法人治理结构建设有很大的启迪 ,如两权分离与经理负责制 ,以股份制为基础的分配制度 ,管理上的灵活性与严格性相结合 ,用人上的重才能 ,经营中的守信誉等等 ,对我们都是很好的启示。 In the modern history of China, the rise of Shanxi merchants and the development of Shanxi ticket number have written a thick sum. They have created a “semicolon” and a “syndication” system in their business models. In their mode of operation, they have mixed the growth of operating capital and monetary capital and created “managers responsible system” and “top-of-the-stocks system.” At present, there are great enlightenments for the joint-stock reform and corporate governance structure construction of Chinese-funded insurance companies such as separation of ownership and manager responsibility system, joint-stock-based distribution system, management flexibility and strictness, Heavy talent, business reputation and so on, for us are very good inspiration.