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刘小姐最近很郁闷,爱车的保险需要续保了,但因为去年她的爱车有5次出险记录,被之前的保险公司拒保了。最后,刘小姐不得不换家保险公司续保。让刘小姐郁闷的是,虽然去年出了5次险,但是有2次是对方也负一定的责任,而且所有事故都是小剐小蹭,理赔金额不高。“保险公司只计算出险次数,不管金额大小,我平白无故地就上了黑名单被拒保!”刘小姐认为保险公司现有的制度很不合理。
Miss Liu recently very depressed, car insurance needs renewal, but because last year her car out of the record of 5 times, before the insurance company refused to protect. Finally, Miss Liu had to renew her insurance company. Miss Liu depressing is that although last year out of 5 times the risk, but there are 2 times the other party also has a certain amount of responsibility, and all accidents are small small rub, claim amount is not high. “Insurance companies only calculate the number of times, regardless of the amount of the size of the black list for no reason at all was rejected! ” Miss Liu that the insurance company’s existing system is unreasonable.