如果说国有商业银行较早推出的个人住房贷款已经使人们初尝消费信贷甜果的话，那么近一年来，各银行纷纷推出的汽车消费贷款、耐用品消费贷款、教育贷款、旅游贷款等个人贷款，则使普通人真实地感受到，消费信贷已经大踏步地步入城乡居民的日常生活。然而，透过纷纷扰扰的热闹 If the state-owned commercial banks earlier introduced individual housing loans that have initially tasted the sweetness of the consumer credit, then in the recent year, individual lenders such as automobile consumer loans, consumer durable goods loans, education loans, travel loans and other loans , Then make ordinary people feel real, consumer credit has strode into the daily lives of urban and rural residents. However, through the bustling excitement