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一、中小企业的概念界定根据我国2004年1月1日施行的《中华人民共和国中小企业促进法》第二条规定,中小企业是指“在中华人民共和国境内依法设立的有利于满足社会需要,增加就业,符合国家产业政策,生产经营规模属于中小型的各种所有制和各种形式的企业”。(1)二、中小企业的融资模式在我国,中小企业在融资模式上有多种方式可自由选择。以资金来源为依据,可分为内源中小企业融资和外源中小企业融资,其中外源融
I. Definition of SMEs According to Article 2 of the “Law of the People’s Republic of China on Promotion of SMEs”, which was implemented on January 1, 2004, SMEs refer to enterprises that are legally established in accordance with the law in the People’s Republic of China and are conducive to meeting the needs of society , Increase employment, in line with national industrial policy, the scale of production and operation belong to small and medium-sized all kinds of ownership and various forms of enterprise. (1) Second, the financing model of SMEs In our country, SMEs have a variety of ways in the financing model are free to choose. Based on the source of funds, it can be divided into internal SME financing and external SME financing, of which external financing