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建筑业信贷业务是建设银行传统优势业务。近年来,随着建筑业客户改制,企业经营与财务发生了变化,客户经理在授信业务管理中也遇到不同风险状况和问题。作者特结合建设银行北京市分行客户和相关改制情况,对改制过程中的建筑企业信贷业务进行研究,提出风险点、控制措施和相关建议。
Construction credit business is the traditional superiority business of China Construction Bank. In recent years, with the restructuring of the construction industry customers, business management and financial changes have taken place, the client manager in the credit business management also encountered different risks and problems. In combination with the clients and relevant restructuring of China Construction Bank Beijing Branch, the author specially studies the credit business of construction enterprises in the process of restructuring and puts forward risk points, control measures and related suggestions.