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伴随着当下信息经济的快速发展,互联网经济也是发展极为迅速,网络贷款这一新事物也开始方兴未艾。网络贷款行为是新经济形势的产物,是顺应时代要求的。但是,这种网络贷款的行为却也存在着诸多的隐患,尤其是对涉世未深以及没有经济能力的高职大学生来说,其带来的负面影响更是层层不决。许多高职学生持有盲目的消费观念,产生了许多不良的网贷行为,严重影响了高职学生的身心健康。文章对当下盛行的高职学生网贷行为进行了几点冷思考,旨在纠正他们的网贷观念,养成理性的消费观。
With the rapid development of the current information economy, the Internet economy is also developing very rapidly. The new thing about online loans has also started to take off. The behavior of online loans is a product of the new economic situation and complies with the requirements of the times. However, there are still many hidden dangers in the behavior of such online loans, especially for higher vocational college students who have not been able to make a living or have no financial ability. The negative impact is even more undecided. Many vocational students hold the blind concept of consumption, resulting in many bad credit behavior, seriously affecting the physical and mental health of vocational students. The article made a few cold thinking on the prevalence of net credit behavior of higher vocational students at present, aiming to correct their concept of net loan and develop rational consumption view.