自2003年提出“全国教育行业风险管理服务体系”概念后,开始被各级教育部门和学校接受,校方责任保险和学生意外伤害保险等风险转移工作随之铺开。目前,教育的保险还处于探索和起步阶段,面对频发的学校意外伤害事故,全社会在满足教育行业风险管理需求方面还有大量工作要做,我们也需给校方责任险再上一道“保险”。 Since 2003, the concept of “national education industry risk management service system” has been put forward and it has been accepted by educational departments and schools at all levels. Risk transfer work such as student liability insurance and student accidental injury insurance will be rolled out. At present, the education insurance is still in the exploration and initial stage. In the face of frequent school accidental injuries, there is still a lot of work to be done by the whole society to meet the needs of the risk management in the education industry. We also need to give the school a responsibility liability insurance. “Insurance”.