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国有商业保险公司的改革目标、就是要办成符合《保险法》及现代企业制度要求的,自主经营、自担风险、自负盈亏、自我约束的经济实体。人保公司体制改革顺利完成后,中保财产保险公司已进入运行阶段,如何克服以前的弊端,采用商业化管理办法,实施集约化经营,实现商业化的目标,在扩大再生产的同时,力创最佳经济效益,已成为发展中亟待解决的问题。从国有商业保险公司自身来说,明确经营策略、提高管理效益至关重要。
The goal of the reform of state-owned commercial insurance companies is to set up economic entities that operate independently, take risks at their own risk, assume self-financing and self-restraint in line with the requirements of the Insurance Law and the modern enterprise system. After PICC’s institutional reform was successfully completed, PICC Property & Casualty Insurance Company has entered the operational phase. How to overcome the previous malpractices, adopt commercialized management measures, implement intensive management and achieve commercialization. While expanding the reproduction, Good economic benefits have become urgent problems in development. From the state-owned commercial insurance companies themselves, it is of crucial importance to clarify business strategies and improve management efficiency.