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今年初,中央银行根据金融宏观调控目标,核定农业发展银行上半年净归还再贷款400亿元的任务。截止3月底,全系统非但没有能够按计划进度归还再贷款,反而净增加向人民银行借款323亿元,致使农业发展银行上半年收贷工作面临非常严峻的形势。因此有必要加深认识收贷工作的重要意义,认真研究存在的问题,采取有效措施,努力做好下一步的收贷工作。一、做好收贷工作的重要意义农业发展银行的贷款85%以上是粮棉油收购贷款,其投放与收回具有明显的季节性。目前收购旺季已经过去,进
Earlier this year, the Central Bank approved the task of repaying 40 billion yuan of new loans to the Agricultural Development Bank in the first half of the year in accordance with the objective of financial macro-control. By the end of March, the system as a whole had not been able to repay the loans as planned. Instead, it net added a net amount of 32.3 billion yuan to People’s Bank of China, causing the Agricultural Development Bank to face a very serious situation in the first half of the year. Therefore, it is necessary to deepen the understanding of the importance of loan collection and payment work, carefully study the existing problems, take effective measures and strive to make the loan collection and lending work the next step. First, the importance of doing a good job loan collection Agricultural Development Bank loans 85% of the above is the acquisition of grain and cotton oil loans, its delivery and recovery has obvious seasonal. The current acquisition season has passed, into