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境内银行业的不良资产一直是个让各界感到非常沉重、难解的问题,尤其是国内金融体系中占有举足轻重地位的四大国有商业银行,在处理不良资产时,很大一部分银行不良资产被打包出售,由于竞争不够充分等原因,造成外资机构投资者垄断了不良资产市场,并存在很多问题。为了解决这一问题,我们可以适当探索商业银行不良资产的证券化之路,以更高效的解决商业银行不良资产。
The non-performing assets of the domestic banking sector have always been a problem that has caused all walks of life to feel extremely heavy and intractable. In particular, the four state-owned commercial banks, which play a decisive role in the domestic financial system, dealt with a large part of the non-performing assets of banks when they were put on the market Due to insufficient competition and other reasons, investors in foreign-funded institutions have monopolized the non-performing asset market and many problems exist. In order to solve this problem, we can appropriately explore the road of securitization of non-performing assets of commercial banks in order to more effectively solve the non-performing assets of commercial banks.