浮动抵押与银行信贷管理邱艾松，任康宁抵押是银行信贷管理常用的法律手段，是减少信贷风险最有效的方法之一。随着金融形势的发展，住房、工商业、技改等信贷业务将越来越多地采用新的抵押方式——浮动抵押。但目前浮动抵押尚未规范化，亟待出台有关各种制度，完善操作规... Floating Mortgage and Bank Credit Management Qiu Aisong and Ren Corning are the most common legal means of bank credit management and one of the most effective ways to reduce credit risk. With the development of the financial situation, new mortgage methods, such as floating mortgage, will be adopted more and more in the credit business such as housing, commerce and industry, and technological transformation. However, floating mortgages have not yet been standardized, so various systems are needed to be promulgated, and the rules of operation are improved.