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自2012年资产证券化试点重启以来,招行已经累计发行资产支持证券4期共277亿元,规模居前,品种多元化,已覆盖对公贷款、信用卡应收账款和个人住房抵押贷款等三类资产。近日,招行2015年第一期个人住房抵押贷款支持证券在银行间债券市场成功招标发行。据了解,本期个人住房抵押贷款支持证券是备案制后发行的第一单个人住房抵押贷款支持证券,招商银行也成为我国证券化试点十年以来继建行和邮储之后第三家发行个人住房抵押贷款支持证券的银行。
Since the asset securitization pilot resumed in 2012, China Merchants Bank has issued a total of 27.7 billion yuan worth of asset-backed securities in the first quarter with a diversified product range and has covered three types of corporate loans, credit card receivables and personal housing mortgage loans Class assets. Recently, China Merchants Bank first phase of 2015 personal housing mortgage loan backed securities successfully issued in the inter-bank bond market. It is understood that this issue of individual housing mortgage-backed securities is the first single individual housing mortgage-backed securities issued after the filing system, China Merchants Bank has become China’s pilot securitization ten years since the founding of the Bank and postal savings the third release of individual housing Mortgage-backed securities of the bank.