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对合同自由原则与债权自由流转两者的权衡是各国立法对禁止让与约定的效力认定与否的一个关键。在保理业务中,德国、美国以及保理国际公约相关立法例中对禁止让与约定效力问题上的态度转变体现了立法者对保理发展的重视及对促进权利自由流转的倾向,否定禁止让与约定的效力也成为国际立法的趋势。由此,我国宜采取专门立法对保理范围内禁止让与约定的外部效力予以规定。
The trade-off between the principle of freedom of contract and the free movement of claims is a key to whether the legislation of each country determines the effectiveness of the prohibition of assignment. In the factoring business, the change of attitude towards the issue of the prohibition of the effect of the agreement of assignment in the relevant legislation of Germany, the United States and the international conventions on factoring reflects the legislator’s emphasis on the development of factoring and its tendency to promote the free movement of rights. It is forbidden to prohibit The effectiveness of concessions has also become a trend of international legislation. Therefore, our country should adopt special legislation to stipulate the external validity of the prohibition of assignment in the sphere of factoring.