商业银行在现代经济活动中有信用中介、金融服务和调节经济等职能,在国民经济活动中发挥着重要作用。因此,商业银行的社会责任意识强弱直接影响到社会的稳定与和谐。本文以金融危机的原因提出了商业银行承担社会责任的必要性,并通过对商业银行社会责任的定义,构建了商业银行社会责任模型,并着重探讨了商业银行在“绿色信贷”及农村弱势金融等方面的社会责任建议。 Commercial banks have functions such as credit intermediation, financial services and economic regulation in modern economic activities and play an important role in the national economic activities. Therefore, the sense of social responsibility of commercial banks directly affects the social stability and harmony. Based on the reasons of the financial crisis, this paper puts forward the necessity of commercial banks to undertake social responsibility. Through the definition of social responsibility of commercial banks, this paper constructs a model of social responsibility of commercial banks and focuses on the relationship between commercial banks’ “green credit” and rural areas Weak financial and other aspects of social responsibility proposals.