【案例】王先生38岁,任外企技术经理,年薪60万元;王太太32岁,部门主管,年薪20万元。夫妻俩去年刚刚添了一个“奥运宝宝”——女儿现在还不到1岁。夫妻均有社保,公司福利也不错,一般的门诊急诊费用均可报销。两人工作一直很忙,随着孩子的诞生,二人均觉得应该好好规划一下这个家庭的未 [Case] ​​Mr. Wang is 38 years old, he was appointed foreign technology manager, annual salary 600,000 yuan; Mrs. Wang 32 years old, department heads, annual salary of 200,000 yuan. Last year, the couple just added an “Olympic baby” - daughter is now less than 1 year old. Both husband and wife have social security, corporate welfare is not bad, the general out-patient emergency costs can be reimbursed. Both work has been very busy, with the birth of the child, both felt that they should plan well for this family