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互联网金融1996年诞生,迅速发展为金融业的重要组成部分,为金融业的发展带来了全新的模式。我国的互联网金融起源于2000年,兴盛于2014年,互联网金融的发展为我国金融业的发展带来了全新的视角和方向,极大的促进了我国民间金融的发展。但急速的扩张和发展也造成我国目前互联网金融鱼龙混杂,泥沙俱下的发展局面,各种非法集资、金融诈骗乱象频频发作。针对互联网金融发展乱象,国家采取了有针性的引导和治理工作。2015年7月,人民银
Internet banking was born in 1996 and rapidly developed into an important part of the financial industry, bringing a whole new paradigm to the development of the financial industry. Internet finance in our country originated in 2000 and flourished in 2014. The development of Internet finance has brought a brand new perspective and direction for the development of China’s financial industry and greatly promoted the development of non-governmental finance in our country. However, the rapid expansion and development have also caused the current situation of the Internet finance in our country to be mixed up and under the scourge. Various kinds of illegal fund-raising and financial fraud have been chaotic. For the Internet chaos of financial development, the state has taken the guidance and management of the needle. July 2015, People’s Bank of China