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[目的 /意义]针对金融科技(Fin Tech)发展的特征、现状及问题,探究情报学知识和技术在Fin Tech实践中的应用和发展方向。[方法 /过程]梳理Fintech概念在国内外的发展历程和现状,并从情报学视角,讨论Fin Tech在特征、应用、监管等方面的研究展望,提出相应的建议。[结果 /结论]研究结果表明,情报学与FinTech相辅相成,共同发展。未来,可以进一步强化Fin Tech业务的信息化与数字化,加强情报分析、商务智能以及情报学视角的大数据分析,为Fin Tech的发展注入更多的活力。
[Purpose / Significance] According to the characteristics, status quo and problems of Fin Tech development, explore the application and development of knowledge and technology of Informatics in Fin Tech practice. [Method / Process] Combing the development history and current situation of Fintech concept at home and abroad, and from the perspective of information science, this article discusses the research prospect of Fin Tech in terms of characteristics, application and supervision, and puts forward corresponding suggestions. [Results / Conclusions] The results show that informatics complements FinTech and develops together. In the future, we can further strengthen the informatization and digitization of Fin Tech business and strengthen the big data analysis of intelligence analysis, business intelligence and information science to inject more vitality into the development of Fin Tech.