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银行期盼担保制度的完善,从而有利于银行信贷业务的开展和信贷风险的防范。物权法对担保制度进行了全面创新,对担保物权植入了很多市场化的元素,使银行在运用担保制度的同时,也拓展了信贷业务。
Banks look forward to improving the guarantee system, which is conducive to the development of bank credit business and credit risk prevention. The Property Law made a comprehensive innovation on the guarantee system and implanted a lot of marketization elements on the security right, so that the banks expanded the credit business while applying the guarantee system.