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《中华人民共和国担保法》(以下简称《担保法》)自1995年10月1日施行后,对进一步保障债权债务人的权益提供了有力的法律依据,但银行、企业在执行中也反映出下面几个问题。一、抵押物登记政出多门,银行、企业无所适从。《担保法》第四十二条对债务人以不同财产抵押应到相关部门办理登记,作了较详细的规定。但是,由于该条款第二款项规定“以城市房地产或者乡(镇)、村办企业的厂房等建筑物作抵押的,为县级
Since the implementation of the Guarantee Law of the People's Republic of China (hereinafter referred to as the Guarantee Law) on October 1, 1995, it has provided a strong legal basis for further protecting the rights and interests of creditors and debtors. However, banks and enterprises also reflect the following Some Problems. First, the mortgage registration politics out of many, banks, businesses know what to do. Article 42 of the Guarantee Law stipulates that the debtor should register with the relevant departments for mortgage of different properties, and make more detailed provisions. However, since the second paragraph of the article stipulates that ”urban real estate or township (town), village-owned enterprises and other buildings for mortgages, for the county