随着人口结构的变化和老龄化的加剧,我国养老问题成为全民关注的重点。通过梳理企业年金的投资方向,包括银行存款、债券、股票、投资基金、房地产和金融衍生工具等方式,探讨我国企业年金投资组合的方式,来实现安全性、收益性和流动性的平衡。 With the changes in population structure and aging, the issue of pension for the aged has become the focus of all the people. By combing the investment direction of enterprise annuity, including bank deposits, bonds, stocks, investment funds, real estate and financial derivatives, we explore ways of China’s enterprise annuity portfolio to achieve the balance of safety, profitability and liquidity.