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公司法人人格否认制度是指法院为阻止公司独立人格的滥用和保护公司债权人的利益,就具体法律关系中的特定事实,否认公司的独立人格和股东的有限责任,责令公司的股东对公司债权人直接负责的一种制度。面对公司股东滥用法人人格,恶意逃避银行债务的行为,作为公司主要债权人,银行可在符合一定条件的情况下,恰当运用法人人格否认这个特定法律武器,保护金融债权,最大限度地减少贷款损失。
The denial of corporate personality refers to the court to prevent the company’s independent personality abuse and protect the interests of corporate creditors, the specific legal relationship of the specific facts, denied the company’s independent personality and shareholder’s limited liability, ordered the company’s shareholders to corporate creditors direct A system in charge. Facing the abuse of corporate personality and malicious evasion of bank debt by corporate shareholders, as the company’s main creditor, the bank may, under certain conditions, properly use corporate personality to deny this particular legal weapon, protect financial claims and minimize the loan losses .