“你怎么理财?”如果被问及这个问题,我们首先想到的理财方法是把它存起来,放在银行里面总是万无一失的方法。但是现在的情形却不是这样。由于通货膨胀,我们放在银行中的钱,利率相对较低;而我们为满足生活必须所花的钱,例如孩子的学费、吃、穿、住、行等却在不断地升高。所以靠存款的传统理财方式已经不再被人们重视了。但是,用简单的加减法来看,如要增加我们的财富,赚的钱就必须要比花的钱多。所以如果不投资,我们还有什么方法能让存款增值呢?针对目前市场上林林总总的投资渠道,我们又该如何选择?另外,随着金融业的多元化发展,市场上不断有新的投资产品出现,而这些新投资方式相对传统的投资方式的诸多优势,也是吸引广大投资者不断尝试的重要原因。 “How do you manage money? ” If asked this question, we first think of the money management method is to save it, always inside the bank foolproof method. But this is not the case now. Due to inflation, the interest rates we put in banks are relatively low. And the money we have to spend to meet our daily needs, such as children’s school fees, is constantly rising in food, clothing, shelter and transportation. Therefore, rely on the traditional way of managing money is no longer valued. However, with simple addition and subtraction, if we want to increase our wealth, we must make more money than we spend. So if there is no investment, what other ways can we add value to our deposits? How should we choose for the current investment channels in the market? In addition, with the diversified development of the financial industry, there will continue to be new investment products on the market Appear, and these new investment methods relative to the traditional methods of investment many advantages, but also attract the majority of investors continue to try an important reason.